Pensions are still regarded as incredibly complicated, scary and boring. We need to dispel the myth that investing in a pension scheme is hard work. For the woman at the party, the advantages of receiving valuable matching contributions from her employer had not got through. She had lost out on 10 years' free money between the ages of 25 to 35.
As exciting as it can be, moving abroad also brings an endless to-do list with it, and transferring money overseas is just one of the challenges you'll face as a new expat. Failing to devise a plan for this early on can end up costing you unnecessarily, but what are the most important things to consider?
Did you know that compound interest is also chargeable from day one so that students pay interest on the interest? Thought you didn't. Did you know that to stop your student loan spiralling out of control, due to interest, a post graduate salary of £48,000 is needed before you begin to even chip away at the balance.
When I gleefully packed my bags and flew the nest at the age of 18, I thoroughly intended never to darken my parents' doors as a resident again... But when my partner and I suddenly found ourselves needing to move to yet another rented property we decided that our only chance of ever affording a real house was to take up his parents' offer of living with them for a few months while we saved for a deposit.
Coinciding with an unforgettable week of racing at Cheltenham, Britain's gambling industry has had some rather less sunny headlines. Recent figures from the Campaign for Fairer Gambling revealed that, across the 55 most deprived boroughs in the country, more than £1.3bn was gambled on fixed-odds betting terminals last year, £470m of which was lost...
Britain is in the throes of a personal finance crisis. Dramatic figures out recently revealed that personal debt totals £1.43trillion and the average household debt is almost twice as high as a decade ago at £54,000. To some this would come as a surprise, but to many it is confirmation that they are not alone in their struggle.
Discounting has been an important selling tool for the travel industry for the past 30 years or more and consumers have come to expect bargains... The result is a plethora of different types of deals and discounts, not all of which are as good as they might appear at first sight. Here's a guide to the various offers and how to get the most out of them.