Britain is in the throes of a personal finance crisis. Dramatic figures out recently revealed that personal debt totals £1.43trillion and the average household debt is almost twice as high as a decade ago at £54,000. To some this would come as a surprise, but to many it is confirmation that they are not alone in their struggle.
Discounting has been an important selling tool for the travel industry for the past 30 years or more and consumers have come to expect bargains... The result is a plethora of different types of deals and discounts, not all of which are as good as they might appear at first sight. Here's a guide to the various offers and how to get the most out of them.
Every once in a while, I stand in front of my wardrobe and hate everything in it. Things have either become too small, too big, too old or I just feel meh about them. Put this alongside some dubious fashion purchases that have only been worn once, or in some cases not at all, and suddenly the desire for new clothes becomes overwhelming.
Having a first baby is emotionally life-changing but the financial impact can be considerable too. Our new report, First Baby in Breadline Britain, finds that while mums-to-be generally realise there will be greater pressure on the family finances, the price tag attached to many items still comes as a shock.
After six months at uni (and bear in mind this was in the pre-£9,000 a year tuition fees era), my friend came to me and asked me how she could save money as she was completely skint, couldn't find paid work (she had been volunteering) and didn't want to live up to the cliché of the student who is bailed out by their parents whenever the going gets tough.
We've launched a campaign that will empower people and could help save them money. We want Ofcom to lean on broadband providers to send out reminders before contracts end - rather than keeping quiet and letting contracts roll over. Collectively, Brits are chucking £1.1billion down the drain each year by staying loyal.
Let's take slimming clubs as an example. WeightWatchers and Slimming World have on the surface quite sensible ideas around cutting the bulge. But both brands promote a range of processed products (bars, shakes etc.) that could be seen as easy replacements for other lower calorie, non-processed and cheaper food.