Student Debt

Taking Life Lessons From Hunter-Gatherers

Rose Taylor | Posted 04.06.2014 | UK Universities & Education
Rose Taylor

Finishing university is a crazy mix of emotions; excitement, nostalgia, fear of the unknown, all in all it is quite daunting. Once the celebrations about completing education, which you've probably been in for the past almost two decades are over, you are rudely and abruptly hurtled into the 'real world'.

Tuition Fees, the Worst of Both Worlds

David Smith | Posted 03.06.2014 | UK Universities & Education
David Smith

What is clear is that universities are being forced to make pricing decisions and think like commercial businesses like never before. True marketisation may not be a bad thing for the sector - with fees genuinely linked to the value delivered - but the current model is the worst of both worlds.

Four Essential Considerations for University Applicants

Sarah Willis | Posted 19.05.2014 | UK Universities & Education
Sarah Willis

With the main UCAS deadline looming (January 15th) you'll hopefully have dotted all the i's and crossed all the t's already. But you're a student, so you're probably used to doing things last minute...

In Defence of National Union of Students

Richard Brooks | Posted 12.06.2014 | UK Universities & Education
Richard Brooks

Yes, NUS (and especially National Conference) can be messy and frustrating and weird. There were 800 people representing 7 million students this week. Do we always get it right? Do we hell.

Will We Ever Repay Our Student Loans?

Imogen Groome | Posted 13.05.2014 | UK Universities & Education
Imogen Groome

The rise in interest rates and the disappearance of the 30-year cap on loan repayments mean that graduates could be in debt until they retire. This move could deter students from applying to University, making the motive of increasing tuition fees to improve standards useless.

Why Is Michael Gove the Most Hated Coalition Minister?

Karam Filfilan | Posted 09.04.2014 | UK Universities & Education
Karam Filfilan

Michael Gove seems to like annoying people. His cocksure manner and breathtaking self-confidence means that he regularly comes into conflict with teachers, students, Lib Dems, his own deputy... pretty much the entire public.

Letter: Why We Are Fighting the Student Debt Sell Off

Fiona Edwards | Posted 05.04.2014 | UK Universities & Education
Fiona Edwards

As a secret report for the government has confirmed, to ensure the student loan book is profitable for private companies the cap on interest for repayments would need to be increased. This means graduates would effectively face a retrospective hike in the cost of their tuition fees.

The Student Cost of Living Crisis

Richard Brooks | Posted 14.02.2014 | UK Universities & Education
Richard Brooks

Students are living in poverty, and it is not even on the radar on the political agenda. There are two key issues here; firstly, the general cost of living is going up, whilst the amount of loan and grants that students are receiving are remaining entirely still.

Are You Having a Mid-twenties Crisis?

Madeleine Dodd | Posted 23.01.2014 | UK Lifestyle
Madeleine Dodd

We're not 'hot young talent', we're the most disposable, and once disposed of we'll probably have to work for free again. Britain's brutally uncertain jobs market is the perfect clammy breeding ground for a mid-twenties crisis.

To Move or Not to Move?

Gemma Parry | Posted 20.11.2013 | UK Universities & Education
Gemma Parry

When I first began my university experience all those years ago in 2011, I was one of those annoying people who cried endlessly for their parents and wanted nothing more than to go home. Now, however, I am about to start my third year at Swansea University and I am so happy to be back in my student house with permanent bottles of wine in the fridge in favour of actual food, permanent damp and occasional mice.

Tuition Fees Are Still a Problem, Here Is Why

Patrick Thompson | Posted 19.11.2013 | UK Universities & Education
Patrick Thompson

This autumn, for the second year in a row, the number of young people going to university will fall. Three years on from the decision to increase tuition fees, the coalition's promise that the hike in the cost of higher education would help universities and not hinder applicants has been found wanting.

Should You Get a Job While at University?

Brett Janes | Posted 10.11.2013 | UK Universities & Education
Brett Janes

With the new University term a few weeks away, and some freshers already enjoying their very first taste of university life, many will be wondering; is it worth getting a job while away at University?

Follow Your University Dreams However Costly They May Be

Danielle Lowe | Posted 08.11.2013 | UK Universities & Education
Danielle Lowe

The government and advising bodies will no doubt try and convince you and your classmates that going to university is possible whatever your backgrounds or interests. Do not be fooled it is not that simple.

The Audacity of Hope: Tackling the Level of Student Debt

Harry Brown | Posted 30.09.2013 | UK Universities & Education
Harry Brown

Student debt has skyrocketed in recent years...In a society, which continually promotes investment in higher education, suggesting that without a college degree - job prospects are grim, is encumbering some of America's poorest students with an inordinate amount of debt.

Young and Successful but Will I Ever Be Able to Afford a Mortgage? Unlikely

Jessica Rose | Posted 15.09.2013 | UK Politics
Jessica Rose

It's currently easier to run a successful business than it is to buy a flat as a young person starting out on the property ladder. A 10% deposit of £20 or £30 grand just isn't realistic for those on average incomes, nationally £26k a year.

'Graduates Will Never Be Able To Pay Off Their Student Loans', Warns Study

The Huffington Post UK | Lucy Sherriff | Posted 16.07.2013 | UK Universities & Education

Graduates on salaries in the middle of the spectrum will "never" be able to pay off their student loans during the 30-year repayment period, a new stu...

Can You Live Your Life Without Debt?

Daley James Francis | Posted 03.07.2013 | UK Lifestyle
Daley James Francis

As soon as the country falls into the mess of recession, that's when the prudence comes in, but by then it's too late. We're used to getting what we want when we want it in this country, and we've provided our own undoing as a result by living beyond our means.

'Was It All Worth It? Absolutely Not'

The Huffington Post UK | Lucy Sherriff | Posted 12.11.2012 | UK Universities & Education

Decisions are always easier with hindsight and for some graduates struggling to find work, it's an expensive price to pay. Questions were asked las...

Could Your University Debts Follow You Until You're 50?

Lovemoney | Posted 17.10.2012 | UK Universities & Education

University debts will follow 50% of students into their fifties claims a report from the IFS. Students from middle-class families are likely to be har...

Qualification Lies More Likely Due To £9,000 Fees

Lovemoney | Posted 16.10.2012 | UK Universities & Education

Higher tuition fees will make graduates more likely to lie about their qualifications, a survey finds. The move to triple fees to a maximum of £9,...

Student Loans Company Rakes In £36.5m By Overcharging Graduates

Lovemoney | Posted 10.12.2012 | UK Universities & Education

More and more graduates are being overcharged by the Student Loans Company every year. According to a freedom of information request, some 63,000 g...

Changing the Tuition Fee Debate: How to Make the Most of an Expensive Degree

Andrew Glencross | Posted 11.11.2012 | UK Universities & Education
Andrew Glencross

With increased fees now a reality, it is necessary to change the terms of the debate by looking beyond whether this is the right funding model. Students being charged these amounts need to know how to make the most of an expensive degree.

Students Borrowing 'Blind' Caught Out By Bank Repayment Conditions

The Huffington Post UK | Lucy Sherriff | Posted 30.07.2012 | UK Universities & Education

Students are borrowing large sums of money without being aware of their bank's repayment conditions, leaving them in dire financial situations when th...

Why Do UK Students Not Seize the Opportunity to Study Abroad?

Martin Davidson | Posted 17.07.2012 | UK Universities & Education
Martin Davidson

For 25 years, UK university students have had access to a scheme that offers life-changing opportunities. It can boost their employability, increase their knowledge, skills, and personal experience, and save them money - particularly welcome as tuition fees rise up to £9,000 a year. Yet despite all of this, relatively few sign up.

Five Harsh Realities About Higher Education

Korina Karampela | Posted 29.06.2012 | UK Universities & Education
Korina Karampela

We really don't want this generation to end up with big debts around their necks and jobs they don't enjoy. We need to provide them with the tools and the confidence to make informed decisions that will get them off to a good start.