Between January and September 2014, town centres across the UK saw 964 shop closures - two-and-a-half times the amount recorded for the whole of 2013, according to a study by accountancy firm PwC. This has led many to question what it is that consumers actually want, and how financial institutions such as ours can tailor their offering accordingly.
The crux of my problem with the current debate is that this just isn't one of those decisions we make for our families alone. This isn't one of the times where you get to weigh it up and make the call. This isn't about your individual freedom, its about basic community responsibility.
The debut feature film from Jimmy Hay and James Gillingham shows urban city problems and family fractures blend into the rural, seaside lifestyle in way unseen before...
Preparation was key and like any teenage girl, I had been practising my necking skills for a good year in the lead up to this Valentines disco. I would regularly snog the bathroom mirror or clench my hand into a fist and pretend it was Jon Bon Jovi (or Gary Barlow).
Now is the time for England to march on from their developmental stage and deliver, these were the overarching messages from the men in charge at the first squad announcement of the year just 14 days ago. In last year's RBS 6 Nations England matured greatly and to be true contenders come September that is what they will need to do again this year.
Why isn't there a unit in Wales? It's a country in itself, and after being involved in the report in October issues by the MMHA, this shows clearly that prevention and treatment would result in saving the country money in the long term due to the effects of this illness.
The club started the season with a wealth of options in every area. Some had to go. But a few of the players Slade has let go for next to nothing (or literaly nothing) were far too good for that kind of treatment...
It's not just the big chains and shopping centre that is easy. Through out the city centre there are arcades of boutique style shops and restaurants, and pretty much all of these are equally accessible. Most of these are historic in nature and yet there has been great effort taken to ensure as many of them are as accessible as possible.
It goes without saying that Christmas is a hugely critical time of the year for Welsh high streets and the thousands of small businesses located within them. This is when all can expect to make over half their annual profits - essential to see them through quieter retail months...
With the privilege of starting again, the one thing that I'd change would be to dream wild change a few years earlier, and laugh more loudly at the folk who say it can't be done. They were never going to try in the first place.
When it comes to planning the big day, there's nothing so hard as choosing the wedding venue. get it right and the day runs smoothly - get it wrong and you can land yourself with an expensive bill for mediocre service.
On first impressions, Blaenau Ffestiniog looks like a typical Welsh town. The shadows of mountains can be seen in every direction and lakes are spread across the landscape. Square patches of grass and neat flower arrangements adorn the front gardens of grey houses. On the high street, local Welsh folk can be found standing outside pubs, smoking fags and, assumedly, talking about rugby.
After the recent report that was published in Parliament on Tuesday, I was honoured to be there to witness all parties coming together and support the work of the MMHA. It was reported that the UK will lose £8.1 billion per year as the illness not only effects the new mum, but the children and other areas in later life if unsupported.
If you've been toying a round for a while with the idea of a golf break, then don't putt it off any longer! You'll go a fairway to match a golf weekend - as it's likely to be tee-rific. Even if you're a bit green at the game, this won't handicap the enjoyment you'll get if you pitch in and have a go.
Increasingly direct links between our education system and industry operators are helping business leaders get the support they need to sustain a robust and competitive economy, at what is a crucial time for many UK businesses.
This year's BBC production, A Poet in New York, felt like a sentimental backwash of Titanic proportions; the recent BBC Wales remake of Under Milk Wood also fell unfortunately short, so short that one Twitter commentator quipped it felt like an advert for Welsh lamb.