Extending your overdraft or phoning you parents(01 of12)
Open Image ModalThe tough choice between begging your dad for money, and having to justify how you spent £400 of your loan on an iPad, or extending your overdraft and taking the debt. (credit:Getty)
Deciding between heating and dinner(02 of12)
Open Image ModalYou can't be bothered to top up your gas card and there's only £2.50 left on the meter. Do you wrap up in fifteen layers and leave the heating off, or just skip cooking supper? (credit:Getty)
Whether to take your jacket on a night out(03 of12)
Open Image ModalThe nights are cold, and although you may think booze might numb the feeling, you'll leave the club wanting warmth. Do you take a coat out - stashing it under a seat or carrying it around all night - or brave the bad weather? (credit:Getty)
Go into uni or "work from home"(04 of12)
Open Image ModalYou've got a 9am lecture, which they won't take the register in. It takes you an hour to get too and from uni, and you'll be so knackered from the early lecture that you won't do any more work. Do you stay at home and trust yourself to "use your time" productively, or go into uni and face doing nothing else for the whole day? (credit:Getty)
Deciding what film to watch(05 of12)
Open Image ModalIn one of the few evenings you've chosen not to go out, you fancy watching a film. The problem is, each housemate wants a different one. Do you settle for a lame crowd-pleasing comedy or fight till the death for your film? (credit:Getty)
Do a wash or buy more pants(06 of12)
Open Image ModalYou don't really have the time or the energy to do your washing, especially when the likelihood of it drying in a day is slim. Do you wait around for your wash or hop to Primark for some new clothes? (credit:Getty)
Get the train or the megabus home(07 of12)
Open Image ModalMegabuses are dirt cheap, allowing you to splash your cash on a final night out before the holidays BUT they're usually double the length and the clientelle leave a lot to be desired. Do you tackle the long, potentially smelly Megabus or take an easy ride on the train? (credit:Getty)
Raid your friend's food cupboard or go to the shop(08 of12)
Open Image ModalYou're hungover, in your pyjamas and starving. You look in the freezer to find an alluring tub of ice cream. Do you eat it and risk the wrath of your housemate or go out and buy your own? (credit:Getty)
Take your card out or risk running out of money(09 of12)
Open Image ModalYou always think you've had a cheap night until you check your bank statement. To avoid this, do you leave your card at home and hope that you'll remember to save enough for a taxi? (credit:Getty)
Buy dinner or save your money for takeaway on the way home(10 of12)
Open Image ModalYou will inevitably get a takeaway after your night out but you also want to line your stomach for the night ahead. Do you save yourself for later, skimping on the calories, or tuck-in two times? (credit:Getty)
Stand in a queue for the womens toilet or sneak into the mens(11 of12)
Open Image ModalNobody can really explain why the female toilets are always busier. Surely the amount of people retouching their makeup, is balanced by the amount of women who go to the loo together in clubs. Queueing can take hours. Do you wait it out or sneak into the boys, hoping nobody will judge? (credit:Getty)
Deciding which Instagram filter to use(12 of12)
Open Image ModalYour selfies from last night need a little "shoozhing" before they make their public debut - you're faced with a critical decision. Do you use Brannan or Lo-Fi to make your pictures ridiculously cool? (credit:Getty)