The government is cracking down amid concerns the schemes are driving debt.
How do you check your credit rating? And what's a soft credit check? We asked experts the questions so you don't have to.
The crisis-hit Universal Credit benefits scheme could end up costing more than the system it replaces, with ministers unable to tell if the reform will ever be a success, a damning report finds today.
Low wages, precarious work, punishingly high rents - let's build an economy that works for people and doesn’t rip them off
America has a well-documented history of famous faces dabbling in politics - but it’s time to give young people more credit when it comes to their own futures