This is probably one of the main topics that before the arrival you get the most opinions on and can feel the most pressure and judgement. But just do what is right for you, of course listen to the opinions, but do what makes you happy and you feel most comfortable with. I still believe there is no right or wrong way.
Everyone's got money troubles. The average UK person has got less of it than in 2009, the Government is short by about £70 billion every year and I've switched from tesco own brand custard creams to Aldi own brand custard creams. Basically everyone is skint. Now, what I'm about to tell you may seem shocking, but it's true.